•  
  • Habitat for Humanity of Key West & Lower Florida Keys

Pre-Application for Habitat Homebuyer Program

Share

 

¿No hablas inglés? Rellena nuestro formulario de preinscripción en español.

This Pre-Application is for a 3 bedroom, 2 bath new build home. This home is located in Big Pine Key, FL.

This form serves as a Pre-Application for the Habitat Homebuyer Program. This is NOT the Full Application. If you pre-qualify based on your answers to this form, you will then receive the full application within 3-5 business days.

Please click here to verify that you meet the 80% or lower Area Median Income (AMI) before you continue. 

Please complete all fields of this form. Additional documentation of self-declared information may be requested.
DO NOT LEAVE ANY FIELDS BLANK. If any fields are left blank, the application is considered incomplete and will not be processed. If a line/section does not apply to you, write "N/A" or "Not Applicable". If it is a number field, enter "0". If you are unsure how to answer a question, please contact us. If you are an individual or single parent applying without a co-applicant, put "N/A" or "0" for all co-applicant fields.

Only those selected from the submitted pre-applications will be able to move foward in the application process. 

IMPORTANT DATES: 

Pre applications are accepted: OCTOBER 1, 2026 - NOVEMBER 28, 2026

Pre-applications are reviewed on a rolling basis twice weekly (Tuesday and Thursday). Applicants will be notifed within 3-5 business days if they qualify to complete a full application. An approved pre-application is required to receive a full application. 

 

Your Contact Information

*
*
*
*
*
*
*
*
*

Applicant Information

Please complete all fields in the section for Applicant. If a line does not apply to you, write N/A OR "0". Complete the next section for the Co-Applicant.

The field Name is required.
The field Current Address is required.
The phone field Cell Phone is required.
The email field Email Address is required.
The maximum length for the field Mailing Address (if it is different) is 500 characters.
The field Current Occupation/Position is required.
The field Employer/Company Name is required.
The field Time in Current Position is required.
The maximum length for the field Previous Occupation/Position is 500 characters.
The maximum length for the field Previous Employer/Business is 500 characters.
The maximum length for the field Time in Position is 500 characters.

Co-Applicant Information

Please complete all fields in the section for Co-Applicant. If a line does not apply to you, write "N/A" or "0".

The field Name is required.
The field Relationship to Applicant is required.
The field Current Address is required.
The phone field Cell Phone is required.
The email field Email Address is required.
The maximum length for the field Mailing Address (if it is different) is 500 characters.
The field Current Occupation/Position is required.
The field Employer/Company Name is required.
The field Time in Current Position is required.
The maximum length for the field Previous Occupation/Position is 500 characters.
The maximum length for the field Previous Employer/Business is 500 characters.
The maximum length for the field Time in Position is 500 characters.

Household Makeup

Fill this out for ALL peoples who will be residing in the home if you are selected. 

NAMES, AGES, GENDER

The field If selected to purchase a Habitat home, list below the name(s), ages(s), gender(s), and relationship to the Applicant or Co-Applicant of all the people that would be living in it: is required.

Yes or No Questions: Applicant

The field Have you lived outside Monroe County during the past 12 months? is required.
The field Have you been unemployed during the last 12 months? is required.
The field Have you filed bankruptcy in the last 3 years? is required.
The field Have you ever owned a home or been listed on a deed for property? is required.
The field Have you ever applied for a mortgage loan with a bank? is required.
The field Have you ever been convicted of a crime? is required.
The field Do you and/or Co-App file a Schedule C-Profit and Loss for Business? is required.
The maximum length for the field If you answered "Yes" to any of the questions in this section, please explain. is 5000 characters.

Yes or No Questions: Co-Applicant

The field Have you lived outside Monroe County during the past 12 months? is required.
The field Have you been unemployed during the last 12 months? is required.
The field Have you filed bankruptcy in the last 3 years? is required.
The field Have you ever owned a home or been listed on a deed for property? is required.
The field Have you ever applied for a mortgage loan with a bank? is required.
The field Have you ever been convicted of a crime? is required.
The field Do you and/or Co-App file a Schedule C-Profit and Loss for Business? is required.
The maximum length for the field If you answered "Yes" to any of the questions in this section, please explain. is 5000 characters.

Additional Questions: Applicant

The field Is your current place of employment located in Key West or Lower Keys? is required.
The field Are you a US Citizen/hold a Residency Card? is required.
The field Did you file your 2024/2025 tax return? is required.
The numeric field TOTAL INCOME Reported on 2024/2025 Tax Return (1040, Line 9) is required.
The field Does the filing status on the applicant's and co-applicant's tax return match their current lifestyle? (e.g., if married, did they file "jointly" or "married filing separately") is required.
The field Will the 2025 income, family status, and dependent tax return(s) show similar to your 2024 return? is required.
The field Do all members in household listed in Section 1 live with you 12 months of the year? is required.
The field If selected, will you commit to meeting Habitat's program requirements, which include completing between 200 and 300 hours of sweat equity and attending homeowner education classes? is required.
The maximum length for the field If you responded "No" to any of the questions in this section, please explain. is 5000 characters.
The field List your community involvement activities. is required.
The field Briefly describe why you need to change your current living situation. is required.

Additional Questions: Co-Applicant

The field Is your current place of employment located in Key West or Lower Keys? is required.
The field Are you a US Citizen/hold a Residency Card? is required.
The field Did you file your 2024/2025 tax return? is required.
The numeric field TOTAL INCOME shown on 2024/2025 tax return (1040, line 9) if you did not file jointly with the Applicant. If you filed jointly, enter "0." is required.
The field Does the filing status on the applicant's and co-applicant's tax return match their current lifestyle? (e.g., if married, did they file "jointly" or "married filing separately") is required.
The field Will the 2025 income, family status, and dependent tax return(s) show similar to your 2024 return? is required.
The field Do all members in household listed in Section 1 live with you 12 months of the year? is required.
The field If selected, will you commit to meeting Habitat's program requirements, which include completing between 200 and 300 hours of sweat equity and attending homeowner education classes? is required.
The maximum length for the field If you responded "No" to any of the questions in this section, please explain. is 5000 characters.
The field List your community involvement activities. is required.
The field Briefly describe why you need to change your current living situation. is required.

Income and Expense Self-Declaration: Applicant

List all Applicant's income and expenses, as well as any joint income & expenses in this section. The Co-Applicant's income/expenses will be listed in the next section. For any fields that do not apply, enter the amount "0".

The numeric field Gross Monthly Salary (Before taxes) is required.
The numeric field Monthly Social Security Income is required.
The numeric field Monthly Alimony Collected is required.
The numeric field Monthly Child Support Collected is required.
The numeric field Monthly Disability Collected is required.
The numeric field Other Taxable income is required.
The numeric field Other Income is required.
The numeric field Current Rent Payment is required.
The numeric field Current Child Support Paid is required.
The numeric field Current Alimony Paid is required.
The numeric field Current Car Payment is required.
The numeric field Current Student Loan Payment is required.
The numeric field Minimum credit Card Payment is required.
The numeric field Second Minimum Credit Card Payment is required.
The numeric field Total Credit Card Debt and Loan Payment is required.

Income and Expense Self-Declaration: Co-Applicant

List all Co-Applicant's income and expenses. Any joint income & expenses should be listed in above section for Applicant. For any fields that do not apply, enter amount "0".

The numeric field Gross Monthly Salary (Before taxes) is required.
The numeric field Monthly Social Security Income is required.
The numeric field Monthly Alimony Collected is required.
The numeric field Monthly Child Support Collected is required.
The numeric field Monthly Disability Collected is required.
The numeric field Other Taxable income is required.
The numeric field Other Income is required.
The numeric field Current rent paid by Co-applicant (if it is shared with applicant) is required.
The numeric field Current Alimony Paid is required.
The numeric field Current Child Support Paid is required.
The numeric field Current Car Payment is required.
The numeric field Current Student Loan Payment is required.
The numeric field Minimum credit Card Payment is required.
The numeric field Second Minimum Credit Card Payment is required.
The numeric field Total Credit Card Debt and Loan Payment (co-app) is required.
The numeric field List additional income from persons 17 years or older that will be living in the home and are not full time students: is required.
The numeric field Current total monthly gross household income (before taxes) of ALL workers age 17 and older who will live in the household and who are not full-time students (includes applicant, co applicant, and any other income): is required.
The numeric field Total current MONTHLY Household Expenses (Includes Applicant, co-applicant, and joint) is required.
The maximum length for the field If the household income listed above differs from the income reported on the 2024/2025 tax return, please explain why: is 5000 characters.
The maximum length for the field If any income or expense listed above is going to end in 6 months or less, please indicate and explain: is 5000 characters.

Signature

By typing your name below, you are certifying that all information provided in this form is true and accurate to the best of your knowledge. You are providing consent and permission for this pre-qualification to be reviewed for eligibility. You are certifying that you understand that this pre-application is not a Homebuyer Program Application, but is the first step to qualify to fill out the application.

All applicants will be notified by mail and email whether or not your pre-qualifications fit our program. If they do you will be given the opportunity to fill out our full Program Application. 

The Program Application will require the submission of multiple documents. Please see attached list of documents, should you wish to begin gathering them.

Thank you!

 

The field Type Full Name is required.
The date field Date is required.
The field Type Full Name of Co-Applicant is required.
The date field Date Signed by Co-Applicant is required.
© 2026 - Habitat for Humanity of Key West & Lower Florida Keys. All Rights Reserved. Powered By Charityproud